<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Ethos Real Estate and Mortgage, LLC]]></title><description><![CDATA[Ethos Real Estate An]]></description><link>https://www.ethosrem.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 20 Sep 2026 08:27:44 GMT</lastBuildDate><atom:link href="https://www.ethosrem.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[How Does a VA Loan Work When Buying a Home in Austin?]]></title><description><![CDATA[If you’re a veteran, active-duty service member, or another eligible borrower planning to buy a home in Austin, a VA loan can be an important financing option to explore. VA-backed purchase loans can offer benefits such as no down payment in many cases and no monthly mortgage insurance. The process is similar to other home purchases, but there are a few important VA-specific steps, including confirming your eligibility, obtaining a Certificate of Eligibility (COE), meeting lender...]]></description><link>https://www.ethosrem.com/post/how-does-a-va-loan-work-when-buying-a-home-in-austin</link><guid isPermaLink="false">6aaf86c34bf77120a3faba89</guid><pubDate>Sun, 20 Sep 2026 07:23:46 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/01dae3_0dce83c78a784489924f111c8ac27f9b~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Wesley Price</dc:creator></item><item><title><![CDATA[Can Self-Employed Buyers Get a Mortgage in Austin?]]></title><description><![CDATA[If you’re self-employed and hoping to buy a home in Austin, you can absolutely qualify for a mortgage. Being a business owner, freelancer, independent contractor, or 1099 worker does not automatically prevent you from getting a home loan. The main difference is how your income is documented and evaluated. Instead of simply providing W-2 income, self-employed borrowers may need tax returns, business records, bank statements, profit-and-loss statements, and other documentation. For Austin...]]></description><link>https://www.ethosrem.com/post/can-self-employed-buyers-get-a-mortgage-in-austin</link><guid isPermaLink="false">6aaf80404bf77120a3faaca6</guid><pubDate>Sun, 20 Sep 2026 07:01:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/01dae3_59f826f7d4bd4ea7821b47460be1329a~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Wesley Price</dc:creator></item><item><title><![CDATA[FHA vs. Conventional Loans in Austin: What's the Difference?]]></title><description><![CDATA[If you're buying a home in Austin, you may hear two loan options come up frequently: FHA and conventional loans. Both can be used to finance a home, but they have important differences in down payment requirements, mortgage insurance, credit requirements, loan limits, and overall cost. The right choice depends on your financial situation, the property you're buying, and how long you expect to keep the loan. There isn't one loan that is automatically better for every Austin homebuyer. What Is...]]></description><link>https://www.ethosrem.com/post/fha-vs-conventional-loans-in-austin-what-s-the-difference</link><guid isPermaLink="false">6aaf7a347c72e845809d2bc5</guid><pubDate>Sun, 20 Sep 2026 06:28:22 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/01dae3_74a60d59ee4d47eaa92e50171adb1fb9~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Wesley Price</dc:creator></item><item><title><![CDATA[Is 2026 a Good Time to Buy a Home in Austin? What Buyers Should Know]]></title><description><![CDATA[If you're thinking about buying a home in Austin in 2026, the answer isn't simply “yes” or “no.” The better question is whether current prices, financing costs, available homes, and your personal situation make buying a sensible move for you. Austin's housing market has changed significantly from the highly competitive conditions buyers experienced a few years ago. Current data shows more options and a different pace of sales, but affordability and mortgage costs still matter. For buyers who...]]></description><link>https://www.ethosrem.com/post/is-2026-a-good-time-to-buy-a-home-in-austin-what-buyers-should-know</link><guid isPermaLink="false">6aae98f03b82b0d6420c0d29</guid><pubDate>Sat, 19 Sep 2026 14:21:33 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/01dae3_e0bade42b656454ab41df15c2456c71b~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Wesley Price</dc:creator></item></channel></rss>